Paypal, the online trading for individuals and businesses

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Article by Victor Trujillo.

Already in the XXI century when almost forces us to shop online because of the technological age, we raise several doubts, How to buy safely? How to buy without the data being subsequently disclosed or used? How to buy with complete certainty that they are deceiving me? Etc.

It is true that every day more pages available to purchase online, in addition to the auction as in the case of "Ebay" and other less important as "iOffers". In these web portals is where we are required to account number card, or checking account number to formalize a payment, and give the product to an owner. This is when we consider seriously the action of purchase to reveal your data to a company that supposedly is going to collect a product or service.

When we hit the pool and decided to buy the first thing we are going through your head is the safety with which our data will be treated, how and in what way will be preserved ... It is this reflection which plays a crucial role Paypal .

But what is Paypal? Paypal is a company founded in 1998 by Peter Thiel and Max Levchin, California, and provides a payment service instant and secure Internet which allows individuals and businesses can send and receive payments online.
There are two types of accounts with which to operate, which as explained by Mr. Alexander, employee customer service Paypal: "Since June 2011, PayPal offers two types of accounts, accounts created for private use (Personal accounts ) and accounts for business (Business Accounts). Including utility bills are for users who want to buy or sell their personal capacity. With a particular account can make secure payments with your credit card, debit card or bank account. You also receive personal and business payments in a personal capacity. In contrast, business accounts are designed for companies or stores that sell online. With a business account can operate with your company name, accept debit card payments, credit card and bank account. Manage users, allowing you to create different access levels and privileges for their employees within the account. And access a wide range of products that meet the needs of your business. "

This revolutionary new service provides a more secure, fast, easy and inexpensive to move money in today's digital economy. "There is no minimum limit to make a payment by Paypal, but if a ceiling in a transaction that is 10,000 dollars (about 8,000 euros)." He says Mr. Alexander. Is a sure way that you can use your card or bank account for your online purchases without giving the seller the card number or checking account, that is, never come to light. It is a quick and simple that with a simple free registration online get our account, with which we can link credit card or checking account and thus will not have to enter the same information each time you make a purchase or Internet sales.

As you said Don David Serra Navarro, Bachelor of Fine Arts and professor of 'Web 2.0' at the University of Girona and registered user: "I believe in the usefulness of this service. I use it as a payment method because it is an option rather than safe. "
Likewise, it is possible to inject real money into our account and / or send and receive money in the account with the option to be removed and redistributed to an alternative bank account. This way you can always check the content in our Paypal account.

As also reassures Mr. Alexander: "Companies do not have to pay to integrate the Paypal service to their posts. It only takes a small fee when you receive a payment from a sale. " It also states that: "PayPal was originally designed as a service for individuals but there are also costs associated with the provision of our service, relating to payment processing and for this reason, we charge the fee to sellers. Selling through PayPal offers the ability to increase sales with potential customers worldwide. PayPal offers different payment solutions for every type of business and technical assistance to vendors. In addition to advanced techniques to prevent internet fraud. ".

Such accounts, simulate a checking account and that therefore, the possibility of being in the red or negative. As explained in Mr. Alexander: "When an account has negative balance, the customer has to meet that amount. The options are give, Or pay by credit card (you can pay directly with a credit or debit card by phone) or add funds from your bank account (You can also add funds from a bank account registered in your PayPal account, if recorded and confirmed in your PayPal account. ). "

When we know it's safe to shop online, we grew concerned over the issue of fraud. How to trust the safety of the various sites where you can buy items such as "Ebay"? As for this specific case the auction site "Ebay" has created a common bond with Paypal, to create a mutual strength. When a product purchased on "Ebay" turns out to be a fake product, imitation or totally misleading to expectations, if the product has been paid through the Paypal payment method, using a formal complaint to "Ebay" free Paypal returns the amount total purchase as a security system anti-fraud. Thus, you can fight against possible deception in online shopping that concerns us both to buyers. "I have never encountered problems when making a purchase online through Paypal." Don David Serra says Navarro. Albert Sabaté, Bachelor of Computing, Portal creator and user of Paypal Tuquiosco.com commented: "Since 2004 I use Paypal as a method of sale on the Internet with excellent results." In addition, Paypal has a fraud rate of only low level is 0.15% on 94 million active accounts annually.

Rarely are sites that do not have to pay through Paypal, because what makes it even greater is that this company has a customer base of over 100 million in continued rapid growth. PayPal is the largest network of Internet-based payments in the world. It is also possible to make international payments through its more than 190 countries where it operates, and its more than 20 different translations. "Whenever an amount of money is converted from one currency to another applies an exchange rate. The exchange rate is applied to the following types of transactions; Sending a payment in a currency other than the currency of the payment default. Withdrawal of money in another currency. Transfer money from one currency balance to another balance with different currency. Or accepting a payment in another currency and convert it automatically into the currency of their choice. "We clarified Mr. Alexander again.

Note that in reality is not a bank but seem so, since you can keep money in the Paypal account. The benefit of the company lies primarily in the fee charged by the vendor for every purchase (between 3% and 4%), although perceived by capital transfers between accounts (1 € per transfer less than 100 €). PayPal also offers customers not any interest in having money in the account, hue differentiator from conventional banks. "The only thing that would improve would be to apply significant discounts for users," adds Don Navarro David Serra.

The main competitors are Google CheckOut, a free service offered by Google since 2006, or Moneybookers, controlled by the Financial Services Authority in the UK.

PayPal is the first Internet site eFinance, according to the magazine and portal for PC Data Online, and one of the Web sites fastest growing, according to Media Metrix, portal web influences and trends.

PayPal now constitutes over 10% of all Internet traffic in the financial services category, more than other similar services such as, Citibank, Wells Fargo and Bank of America.

PayPal also provides the preferred payment service for Internet auctions and Internet communities and Web sites of groups. CNET, Web portal technology and visual tools with great influence in the English community recommends PayPal as "personal payment service more reliable and therefore increasingly being used more in e-commerce sites." "The PayPal service is free for consumers and is a great advantage that can be used from any PC, tablets and Internet-enabled mobile phones." Said Don Davis Serra Navarro. Paypal has an average of 1,041,839 visits per day worldwide, and 31,255,184 unique monthly visitors, according to the website "examineurl". Paypal is maintained in the ranking of most visited web sites at position 34 worldwide. In the ranking of Spain in position 31. And according to data released by Forrester Consulting, PayPal accounted for 18% of the management of electronic commerce worldwide in 2010, reaching 3,400 million dollars in annual revenue, up 28% from the previous year.

Red Herring, a major financial technology portal, has appointed PayPal one of the 50 largest private companies in the world. Fortune Small Business, a magazine with 10 annuals in America, one of the top 25 new companies. Paypal is also one of the favorite websites of the major magazine "Best of the Web", and therefore, Paypal is and will be the form of payment that will be used in online trading by individuals and companies for many years more.

Invite all your friends in groups, events and Facebook pages

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In this article we will explain how we can select all the contacts we have friends on facebook to invite them with a single click events, groups or pages we have.

Issue:

When being within a page or group event we click on the button INVITE FRIENDS, we get a window with our friends. To send an invitation we have to make friend to friend and then send the invitation. This task is quick if you have 100 friends, but if you click 1000 the task of one to one is a trauma.

Solution:

By Java Script and simple way we can solve this cumbersome task. The steps are:

1) Enter the event, group or page, in the following example we use the facebook page of tuquiosco.es

2) click in INVITE FRIENDS, we open up a window with our friends, select ALL of our friends. Now with the bar of the window showing friends, we go moving us up to the last friend, will appear little by little all the friends.

3) Once we have all the friends, click in the browser bar where we set the direction of facebook, delete and copy the following address:

elms = document.getElementsByName ("checkableitems []"); for (i = 0; i <elms.length i + +) {if (elms [i]. type = "checkbox") elms [i]. click ()} ;

After copying the script above, we must put before the "Elms" the word "javascript:", so that the browser detected is a javascript:

Javascript: elms = document.getElementsByName ("checkableitems []"); for (i = 0; i <elms.length i + +) {if (elms [i]. Type = "checkbox") elms [i]. Click ( )};

After copying the above we click to enter and run the javascript, it takes a few seconds, but we'll see how to automatically select ALL of our friends.

* Note: If the click enter instead of running the javascript returns us some kind of error, repeat the steps as counted here. Works for Internet Explorer.

Anonymous started the First World War Digital

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January 20, 2012, starting World War digital history.

This could be the title of a history book if you were to read in a few years, and we would not be very far from the truth. On Friday 20 January 2012 has produced the greatest computer attack, or at least one of the strongest and coordinated the story. The aim has been the U.S. and the music industry. The group "Anonymous" has been nominated owner of such attacks on behalf of the entire community is unhappy with the laws in the U.S. wants to boost digital copyrights.

But before we go on, do a little historical summary of the facts.

What is Anonymous?

According to USA is a cyber-terrorist group composed of computer experts (they call them hackers) working to attack businesses and public entities.

According to most people, Anonymous is a group of people globally coordinated protest actions carried out in favor of freedom of expression, independence of the Internet and against various organizations.

N The group bases its ideology on theories that appeared in the movie V for Vendetta, the same group used the masks from the movie as identifying marks.

When is Anonymous?

It is believed that appears by Anonymous group organized in 2008, accepting as his various DDoS attacks against various companies and organizations.

What is your ideology?

Well, maybe analyzing their motto, which we can read the beginning of the article, we clearly see as Anonymous can be a group totally organized, although some sources say no. "We are legion" and "We are anonymous" refers to are a group of people organized as the legion, people fighting for the same purpose and probably not physically get to know each other. Your communication will be mainly through social networks with some type of encoding, otherwise, would be easily located by police. The last sentences: "Do not forget and not forgive" clearly define their goals, they will attack without hesitation to anyone who is against him, whoever the target, governments or private companies.

The following wikipedia link you can find the entire history of Anonymous with explanations of all attacks:

http://es.wikipedia.org/wiki/Anonymous

After entering the field, we started to indicate that the date of January 20 is very significant because on that date the Anonymous group launched the largest digital attack in history, with over 27,000 computers around the world involved and close 10,000 people behind them, all over the globe. This attack is much higher than that achieved by the closure of Wikileaks. This mega-attack was carried out by the system of DDoS (distributed denial of service) attacks typical of n, this system of attack involves saturating the target sites with too many visits, the servers are not able to handle these requests and fall. The objectives of these attacks were the U.S. Justice Department, the General officiate Copyright, the Chief of Police of Utah, and even the very same FBI (whose consequences have not yet been revealed, is believed to have been stolen hundreds of key system) and the Spanish national web SGAE (General Society of Authors and Publishers). Other goals but this time there have been government: Sony Music, Warner, EMI and Universal.

The Anonymous group clearly points the finger at these private companies, one of the world's leading lobbyists, and the American government the closure of Megaupload, and punished as their slogan says.

Through their Twitter accounts ( https://twitter.com/ #! / anonops/status/160115184214618112 ), Anonymous has no website or official accounts, the group said at midnight on Friday the start of the war. More than 100,000 followers followed him, and a few hours later it reached 200,000. A coordinated, real-time "television" and announced via twitter. The beginning of the war was already a fact and the consequences were terrible at the level of security and economic level to governments and businesses affected.

Barret Brown, a journalist closely linked to the group Anonymous is not cut and the same Friday said: "This has just begun. We are conducting a campaign against congressional Democrats who support SOUP "in relation to the draft copyright law that the U.S. government plans to approve soon. "If this has happened without the law SOUP, imagine what will happen when it comes into force. Will be the end of the internet as we know it", a clear indication of what lies ahead in the near future.

Then we put a live image (clicad the image to go to the website) of the attacks worldwide:

List of selected websites attacked (updated at 03:43)

- SGAE

- FBI

- Department of Justice United States

- Warner Music Group

- EMI Music

- Utah Chiefs Of Police Association

- Universal Music Group (by trial and Megaupload as the major American record label)

- Hadopi.fr (web on French law Sinde)

- BGI.com

- Broadcast Music Inc.

- Copyright.gov

- Recording Industry Association of America

- Motion Picture Association America (attacked by Senator Chris Dodd, who supports the SOPA)

- Justice.gov

List of interesting links:

http://www.nacionred.com/seguridad-en-internet/anonymous-libera-el-catalogo-de-sony-music

http://es.wikipedia.org/wiki/Anonymous

http://www.fayerwayer.com/2012/01/anonymous-hackea-cbs-com-y-el-sitio-de-vivendi/

http://www.elpais.com/articulo/reportajes/Somos/Anonymous/elpepusocdmg/20110116elpdmgrep_1/Tes

The new era of trade

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Since Apple launched in 2007 to market its iPhone smartphone has been a considerable boom in sales of Smartphones. Now to a greater or less own one of these devices in your pocket. And just like the TV, PC and Internet changed our habits then, these small mills of technology are doing now. From your mobile phone can surf the Internet, watching TV, chatting with friends, play and do whatever you want anywhere in the world, and most importantly, thanks to 3G can do without WiFi connection, ie really from anywhere!

One of these new possibilities they offer is buy any product from the palm of the hand. The business of selling products through smartphones are taking off, people will increasingly mobile and less a computer to buy the items you are looking for. It's about time and comfort: for example you can order dinner or ask the shopping cart from the beach, while on the train back home or at any free moment you have.

The idea of ​​selling over the phone looks good, is a new way of reaching customers and facilitate the purchase to increase your sales. Unfortunately it has one problem: the price. Currently developing an application for Smartphone is expensive, very expensive. And that for small and medium businesses can be a barrier to take the plunge and enter into this new form of trade. read more

WeTransfer.com send large documents free, easy and fast

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In this article we will talk about a website called www.wetransfer.com that offers the ability to send and share documents in a very heavy rather simple.

It is very common for people to get used to using the Internet as a means of work or study, or simply a personal level, we must share large documents or send to other people and we do not know how. Normally we use an e-mail, but all providers have capacity limits. Other options are to use the web upload / download files upon registration and a series of steps, sometimes very heavy and consequences of receiving spam in the future. Another option may be Skydrive hotmail, the virtual disk is in the cloud (cloud computing) and that gives us the option of having large files anywhere in the world.

Searching and searching, we found www.wetransfer.com , a website that truly gives something useful and not too many steps or complications. Let us explain in detail it is worth.

What can we do with WeTransfer?

We can send large files to others.

It's completely free, there is only one payment option that will discuss later, at the enterprise level.

We can send files up to 2GB, useful truth.

No need to register or any register anywhere.

Gives us the documents we have gone for 2 weeks, then will be deleted.
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